insurance policy tagged posts

What to Expect For a Life Insurance Physical Exam

There is a hilarious sub plot in Jennifer Aniston’s Along Came Polly where an eccentric (and risk taking) billionaire is attempting to get a life insurance policy. His lifestyle and habits are scrutinized by the company, most notably by Ben Stiller’s character, in order to determine if he is a poor risk.

Of course he was, but got the insurance anyway, just like the hero got Polly. Luckily, your lifestyle won’t be put under that extensive of a microscope when you apply for a life insurance policy. You might however be asked to take a physical exam.

What is the Insurance Company Looking For?

A life insurance company is not going to expect you to be in perfect health, but they are also not going to want to insure someone who has a condition that is going to shorten their life...

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How Much Life Insurance is Enough?

At some point in our lives, we all ask ourselves that how much life insurance we need? It may differ according to what stage of life you are in. If you are not married and don’t have children, you probably don’t need much coverage.

If you are a currently married couple and you have acquired bills in the form of installments of several cars and new apartments, you definitely need an insurance cover for all, or some of those properties.

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