Term Life Insurance tagged posts

Types of Life Insurance

Most life insurance companies offer four basic types of life insurance. Some companies offer other options, but they are usually specific to the company or are much less common. The listed options are the most commonly available and most companies offer them. It is advisable to speak to a representative from any company you’re considering. They can make the finer details of a policy clearer and answer your questions.

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Term Life Insurance

Term life insurance is the simplest form of life insurance available and works for many people. It is the most affordable life insurance option as well. It works by selecting a coverage amount then paying a determined premium for the life of the policy. Term life is called term coverage because you select an amount of time to be covered, after the term length is over your coverage ends. Some companies have an option to continue the coverage, but the premium you pay will increase after each additional year.

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